Why You Should Get a Lawyer After a Car Accident?
You’ve probably been wondering why you should get a lawyer after a car accident. Well, you are not alone. A recent study found that having a lawyer by your side increases your chances of getting a bigger settlement from your insurance company. It also means that you can reject the insurer’s lowball settlement offers. So, why would you want to take the chance of having your claim rejected?
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Insurance company’s interests are contrary to yours
Tacompany’sthe insurance company representative after a car accident is a mistake. It is adversarial and rarely helpful, particularly early in the case. It may also damage your claim. It is important to get a lawyer to help you protect your rights and maximize your compensation. Insurance companies are in the business of denying liability. The sooner you get a lawyer involved, the better.
An insurance company’s interests are often in opposition to yours. If your insurance policy requires notification of certain accidents, you need an attorney to help you fight this claim. Your insurance company will likely refuse to provide coverage if you do not file a lawsuit promptly. You should also hire a lawyer if you do not want the insurance company to handle the lawsuit on its own.
Insurance companies’ interests drive down the value of your claim
Even if you are not at fault for a car accident, the insurance company’s interest is to minimize payouts. Often, they are not aware of the extent of your injuries and are willing to settle for less than you are truly entitled to. Accepting the first settlement offer may leave you in a difficult financial situation later on, as bills pile up and you can’t afford to keep up with them. Thankfully, there are several ways to ensure you receive the maximum compensation you’re entitled to
Often, insurance companies will try to argue that you were more at fault than you are. To prove your innocence, gather as much documentation as you can. Police reports, witness testimony, and photos can help. Be emotional about your injury if you can, such as images of the damage to your car. A counterargument that shows how much your injuries hurt you can be a powerful way to push your settlement over the minimum amount.
Insurance companies try to reduce the value of your claim
Almost everyone has experienced an insurance company denying a claim after a car accident. These companies will often ignore the claim and deliberately delay the process in an attempt to make you give up. They may also contact witnesses to see if they can help you prove your innocence or minimize the damage caused by your car. Even if they deny your claim, you should still be prepared to argue your case and make sure you get the maximum payout for your car accident. If you have insurance, you will have to report the accident to your insurer.
Even if you were not at fault, you should report the incident. Insurance companies usually want to avoid litigation costs and avoid the expense of court. Nevertheless, you can still reject the first offer you receive and request a higher amount without having to file a lawsuit. If you have a mechanic to testify in your case, he or she will be able to refute the betterment argument. Often, an older car may require expensive repairs and is worth more than the original one was before the accident. In such cases, the insurance company will reduce the payment accordingly.