Who Pays Medical Bills Related To Car Accident When You Have A Lawyer?

Who Pays Medical Bills Related to a Car Accident When You Have a Lawyer? 

If you are injured in a car accident and have no-fault insurance, you may be wondering who pays medical bills related to the accident. While this may sound like a simple question, it can be tricky. There are a lot of variables, and you can end up paying the full amount for the accident. You should read blogs about fault and Medi-Pay payments to make sure you are not liable.

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Subrogation 

If you are in a car accident, you should contact your insurance company to see if they’ll subrogate your medical bills. If they don’t, you’ll have to defend your claim on your own or hire an attorney. Be aware that many insurance companies go after you for this money. It’s a billion-dollar cottage industry to get money from wrongdoers, which allows insurers to offer more competitive rates. 

For example, say your health insurance company paid $12,000 towards your medical bill. You don’t want them to pocket that money. You want them to pay it back. Your insurance provider may be able to recover a portion of the medical bills, but that doesn’t mean that they should be able to. Your lawyer can negotiate with them and reduce this claim so you don’t have to pay it yourself. 

No-fault insurance 

If you are involved in a car accident, you may be wondering whether your no-fault insurance coverage will cover your medical bills. The first thing to remember is that no-fault insurance policies will only pay for your medical bills after you receive care from a doctor. However, if you are in a serious accident and suffer severe injuries, you may want to file a lawsuit to receive full compensation for your medical expenses. 

No-fault insurance companies may also ask you to undergo an Independent Medical Examination. In some cases, the insurance carrier may send you to the doctor of their choice. Failure to keep this appointment can result in the insurance company denying you benefits and demanding reimbursement for your medical expenses. 

Health insurance company 

If you are involved in a car accident, your health insurance company will likely pay your medical bills. This can come from your workplace, marketplace, Medicare, or Medicaid. However, this will likely be only after you submit a claim within 30 days of the accident. You should always make sure you know the exact amount that your insurer will pay for your injuries. 

You may be able to get your medical bills paid through the insurance company, but you will still need to pay deductibles and co-pays. If you do not have health insurance, you can try to get the other driver’s insurance company to pay for your bills. If you are lucky, they’ll pay up to the amount of their policy. You should keep track of all medical bills and out-of-pocket expenses so that you can get reimbursed when necessary. 

Medicare 

If you’ve been injured in a car accident, Medicare pays medical bills related to your case. However, it’s important to understand that you’ll need to pay deductibles and co-pays. Your attorney can help you fight for a lower reimbursement from Medicare. 

First, your insurance company will ask you for the details of your insurance coverage. Often, you will have to pay copays and deductibles before your coverage will kick in. In addition, you’ll need to submit a claim within 30 days of the accident for your coverage to kick in. Otherwise, you’ll be on your own to pay the costs out of pocket. 

Medicaid 

If you’ve recently been in a car accident, you may be wondering if Medicaid pays for medical bills. While this isn’t a guarantee, it is a great option to help you pay your bills. Medicaid can reimburse you for medical bills at a discounted rate. However, you must remember that Medicaid only reimburses your medical bills if you’ve already received their services. 

In addition to filing your claim with your insurance company, you can also submit your medical bills to Medicaid. It’s a good idea to submit your medical bills as soon as possible. Waiting too long can lead to your bills being sent to debt collectors, and this can affect your credit rating. If your healthcare provider says they can’t file your bills, ask them to fill them with Medicaid. However, if they can’t, they may argue that Medicaid doesn’t cover accidents. 

 

Who Pays Medical Bills Related To Car Accident When You Have A Lawyer? | Montag Law