{"id":3947,"date":"2018-11-05T21:30:58","date_gmt":"2018-11-05T21:30:58","guid":{"rendered":"https:\/\/montaglaw.net\/news\/?p=3947"},"modified":"2018-12-17T14:27:47","modified_gmt":"2018-12-17T14:27:47","slug":"legal-assistance-with-liens-on-personal-injury-claims","status":"publish","type":"post","link":"https:\/\/montaglaw.net\/news\/legal-assistance-with-liens-on-personal-injury-claims\/","title":{"rendered":"Legal Assistance With Liens on Personal Injury Claims"},"content":{"rendered":"

Liens on Personal Injury Claims<\/h2>\n

\"carThe term lien is a legal term that most people are probably not even familiar with.\u00a0 If you have ever dealt with a lien it may have been related to a claim for money when there is a dispute with a mechanic or with someone who worked on your house.\u00a0 There are similarities between injury liens and with other liens but a lien on an injury claim is not the kind of problem that you might expect if you have been exposed to the subject of liens in another context.\u00a0 I once knew a client who was terrified of medical liens because he thought they would cause problems when he wanted to sell his house.\u00a0 That is not how it works.<\/p>\n

Liens generally attach to related property that has value.\u00a0 In the case of real estate that has been worked on by a contractor, a lien can be filed against the property if the bill is not paid.\u00a0 That would prevent the property owner from selling the property until the bill is paid.\u00a0 Similarly, if a mechanic works on your car and you do not pay him, he can assert a mechanic\u2019s lien.\u00a0 Both of these situations involve ugly disputes and likely litigation.<\/p>\n

Medical Liens<\/h3>\n

Medical liens are much different than other liens. \u00a0They involve the attachment of a financial interest on a thing of value, an injury claim. That much is similar to other liens, but that is where the similarity ends.\u00a0 Encouraging the use of medical liens is part of how an attorney assures medical providers they will get paid.\u00a0 There is seldom a real dispute about whether or not the treatment was needed or over the amount of a bill.\u00a0\u00a0 The only problem with most medical bills is that there may be no way to pay them until an injury claim is completed.\u00a0 A medical provider is much more confident that they will be paid if they have an enforceable lien.\u00a0 Often hospitals or other medical providers are patient about collecting their bills after they file a lien.\u00a0 It costs doctors money to send your bill to collection or to sue you. It helps everybody involved to slow the process down.\u00a0 That saves the doctor money at the same time that it gives you time to finish your injury claim.\u00a0 This is especially useful when there is no health insurance or car insurance medical payments coverage that can be used to pay a bill immediately after treatment is provided.<\/p>\n

Types of Liens on Injury Claims<\/h3>\n

The type of lien that I have mentioned above for medical treatment is filed with the attorney or at-fault driver\u2019s insurance company for medical bills.\u00a0 Doctors and hospitals who want to be sure that they will be paid when an injury claim is completed through an out of court settlement or by a court judgment often file liens.\u00a0 That is not usually a problem.\u00a0 In addition to medical providers, liens can be filed by your health insurance company or your own car insurance company when they have paid bills.\u00a0 Medicare, Medicaid or even TriCare for military dependents can also have liens for bills that they paid.\u00a0 Whenever your own insurance pays medical bills for an injury that was caused by a third party, your own insurance has the right to be reimbursed when the claim is completed.\u00a0 They have what is called a subrogation lien.\u00a0 Your own insurance company has the same right to recover money as you do when they spent money because someone else injured you.<\/p>\n

Medical liens are part of most injury claims.\u00a0 They are not normally a problem.\u00a0 Provided that you received appropriate beneficial treatment and there is nothing terribly wrong with the bill they are fine.\u00a0 I normally consider liens to be a starting point for negotiations.\u00a0 They are an official notice about a bill and cannot be ignored when settling a claim.\u00a0 However, negotiating liens is another way that we get the best settlements possible for our clients.\u00a0 It is not always enough to get the top dollar from an at-fault driver\u2019s insurance company.\u00a0 Bills and liens can also be negotiated.\u00a0 Getting as much money as possible from the at-fault driver and reducing bills to be paid maximizes the amount of money a client receives from a settlement or court judgment.<\/p>\n

How Can we Help Reduce Liens<\/h3>\n

As an injury lawyer, I am used to negotiating bills.\u00a0 Even though doctors are usually for-profit businesses and want to be paid in full whenever possible, there are good reasons why they might accept a lower payment.\u00a0 When you are faced with a decision about settling your claim or taking your case to court, doctors with unpaid bills would like to get paid promptly.\u00a0 There is always risk involved in litigation and there is a time value for money.\u00a0 If you go to court and have a defense verdict, they might not get paid.\u00a0 If it takes two years to get to court that is a long time to wait to be paid.\u00a0 They can often be convinced to take a smaller payment.\u00a0 There are also actual disputes about the amount of a bill.<\/p>\n","protected":false},"excerpt":{"rendered":"

Liens on Personal Injury Claims The term lien is a legal term that most people are probably not even familiar with.\u00a0 If you have ever dealt with a lien it may have been related to a claim for money when there is a dispute with a mechanic or with someone who worked on your house.\u00a0 […]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[20],"tags":[42],"yoast_head":"\nLegal Assistance With Liens on Personal Injury Claims - Montag Law<\/title>\n<meta name=\"description\" content=\"In an auto accident and need a car accident lawer for liens on personal injury claims? Call Montag Law! Get the settlement you deserve, 402 434-2880\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/montaglaw.net\/news\/legal-assistance-with-liens-on-personal-injury-claims\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Legal Assistance With Liens on Personal Injury Claims - Montag Law\" \/>\n<meta property=\"og:description\" content=\"In an auto accident and need a car accident lawer for liens on personal injury claims? Call Montag Law! 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